Portugal's Golden Visa
Is Open for Americans.
The smoothest path to immediate EU residency and your European passport. Use your IRA funds — 100% eligible.
American Families
Approval Rate
Per Year Required
EU Residency
What You Get From Day One
Schengen Zone Access
Travel visa-free across 27 European countries. France, Germany, Italy, Spain — no visa applications, no border checks.
EU Residency
Live, work, and study in Portugal and across the EU. Only 7 days per year presence required — keep your US life intact.
European Passport
Path to Portuguese citizenship — one of the world's most powerful passports. Visa-free access to 190+ countries.
CMVM-Regulated Funds
We Work With the Best Investment Funds
We partner with the most reliable and prosperous funds that suit any investor profile. A wide range of possibilities — we guarantee one fits perfectly into your strategy for European citizenship.
Individual IRA
Use your personal retirement funds — 100% eligible for Golden Visa
Joint IRA (Couple)
Combine IRA from both spouses for the €500K investment
Personal Funds
Invest from personal savings — one or both spouses
IRA + Personal Mix
Combine retirement and personal funds — optimal strategy
The Only American Firm That Built the Portugal Operation Itself
American Operations Since 2022
Not a European firm with a US landing page. Our intake, communication, and accountability standards are built for American investors.
IRA Money is 100% Valid
Your retirement funds are fully eligible for investing in Portuguese CMVM funds to secure your EU residency.
Full Family on One Application
Spouse, children, and even your parents — one investment, one application, entire family covered.
From First Call to EU Residency Card
Clear, simple, guaranteed. We handle every step.
Free Consultation
30-minute confidential call. We assess your profile, goals, and IRA eligibility.
Fund Selection
We match you with the best CMVM fund for your financial situation and family.
Documentation
NIF, bank account, biometric appointment — we handle all the logistics.
EU Residency
Residency card approved. Schengen access active. Your European future starts.
The Only American Firm That Built the Portugal Operation Itself — Instead of Outsourcing It
"In 2017, I was ranked in the top 1% of real estate agents in the United States, operating at The Corcoran Group in the United States. Then I moved to Portugal. What I found was a market that American investors were almost completely ignoring — not because of lack of interest, but because every firm explaining the Golden Visa to Americans was a European firm speaking in European terms. No. No. No concept of what a U.S. financial return looked like. I built Atrium to close that gap."
— Karen Kemp Aguiar Abud, CEO & Founder
The Americans who lose money on the Golden Visa are not the ones who chose the wrong fund. They're the ones who used a European advisor who understood Portuguese law but had never seen a U.S. financial return. They committed €500,000 to a fund, filed the visa application, and then received a call from their financial advisor three months later explaining that the fund structure creates a classification their entire filing strategy ignored. That is not a rare scenario. It happens when the advisory team does not start from the American financial picture.
Atrium starts from the U.S. side. Before any fund is selected, before any money moves, we coordinate the and state residency implications with your financial advisor. We manage CMVM fund selection, AIMA filings, Portuguese banking, and the citizenship path — with the accountability standards American clients expect. This is not a referral business. Atrium is your team from day one.
Dual-Jurisdiction Accountability
Licensed and operating in both the U.S. and Portugal. When something needs to move in Portugal, we move it. No third-party reliance, no handoffs to firms we don't control.
CMVM Fund Due Diligence
We assure our recommended investment funds are CMVM compliant, money manager track records are reviewed, and all implications for U.S. investors are assessed — before you write a check.
U.S. Financial Coordination
Your IRA funds are 100% eligible for Golden Visa investment. Individual or joint, yours or your spouse's — Atrium structures the optimal fund strategy so your retirement savings work for your European residency.
Full Family Application Coverage
Spouse, dependent children, and qualifying parents can all be included in a single application at no additional investment requirement. We structure family applications from day one.
Portugal's Golden Visa Is the Safest Path to EU Residency
Unlike any other European program, Portugal offers immediate EU residency with just 7 days/year presence, full Schengen access, and a clear path to a European passport.
CMVM Fund Investment
EU Countries Access
IRA Eligible
Your Family Deserves a European Future
Join 200+ American families who already started. One 30-minute call. No commitment. No pressure.
Expert Research for U.S. Investors
Our guide library covers all your questions to make you confident about the whole experience. Written specifically for American investors by our American and European team.
Guide Library+
Start here to explore fund mechanics, compliance, family planning, and residency strategy.
Browse Guides →In-Depth Articles+
Long-form articles covering CMVM fund due diligence, cost modeling, family eligibility, and residency timelines.
Read Articles →Fund Comparison+
Side-by-side comparison of CMVM-regulated fund options, performance, and suitability for your profile.
Compare Funds →News & Updates+
Timely updates on Portugal Golden Visa program changes affecting American investors.
Read News →Trusted by 200+ American Families Since 2022
Karen Kemp Aguiar Abud
CEO & Founder
Top 1% U.S. Agent • 20+ Years Experience
Former top producer at The Corcoran Group. After relocating to Portugal, Karen built Atrium to bridge American expectations with Portuguese execution.
View profile →
Thiago Abud
COO & Partner
Cross-Border Operations • USA & Portugal
Thiago ensures every case moves from initial qualification through approval with the structured accountability American families expect.
View profile →What American Families Say
Atrium was the only advisor who understood cross-border fund compliance and could explain it in terms our financial advisor would accept. That alone was worth the engagement.
Tech Founder
San Francisco, CA • Fund Investment
Atrium was the first to actually model what it would cost us. That analysis changed our investment decision entirely — and saved us over $80,000.
Private Equity Partner
United States • Fund Investment
Our previous advisor had never heard of cross-border compliance. Karen's team coordinated everything before any money moved. The level of awareness was unlike anything we found elsewhere.
Healthcare Executive
Greenwich, CT • Fund Investment
Karen, Thiago, and the Atrium network behind every case
This section is intentionally shaped from Atrium’s real team structure. Karen leads the platform across United States and Portugal, while Thiago supports operations and protected follow-up, and the broader Atrium network extends that experience through Portugal and Porto.
The result is not a generic lead handoff. It is a more premium flow: leadership credibility up front, a clear internal first step with an Atrium U.S. consultant, and direct coordination across the Atrium team.
Karen leads strategy and oversight, while an Atrium U.S. consultant leads first contact and early client coordination across the public intake experience.
Karen Kemp Aguiar Abud
Founder | USA & Portugal
Karen anchors the editorial authority of the platform and gives the client relationship a leadership context from the first impression onward.
Thiago Abud
Chief Operating Officer & Partner · Cross-Border Operations, USA & Portugal
Thiago Abud is Atrium's COO and Partner, managing the operational execution of Golden Visa cases across both jurisdictions. Thiago ensures that every case moves from initial qualification through approval with the structured accountability American families expect.
The Americans Who Regret This Decision Are Never the Ones Who Started Too Early
They are the ones who waited until AIMA processing backlogs doubled, until Parliament succeeded in extending the citizenship timeline, or until their oldest child aged past the EU university window. The Golden Visa is not urgent because we say so. It is urgent because the regulatory environment is demonstrably less stable than it was two years ago, and every month of delay is a month added to your family's citizenship clock.
Your first conversation is with an Atrium U.S. consultant — not a junior associate, not an outsourced intake form. We map your investment profile, family structure, and U.S. financial exposure against all three qualifying routes and tell you exactly where you stand. No commitment required. No sales pressure. Just the structured analysis that a €500,000 to €500,000 decision deserves.
€500K minimum investment — CMVM-regulated funds, no property purchase required
Family inclusion: spouse, dependent children, and qualifying parents on one application
Minimum stay: just 7 days per year to maintain active residency status
path to Portuguese citizenship and European passport and an EU passport valid in 26 Schengen countries
All first-contact requests now stay inside Atrium’s internal assistant experience.
Expertise, Accountability, and Regulatory Grounding You Can Verify
All guidance on this platform is written and reviewed against official Portuguese regulatory sources — including AIMA (Agência para a Integração, Migrações e Asilo), the CMVM (Comissão do Mercado de Valores Mobiliários), and Lei nº 23/2007 (the Portuguese Foreigners Law). Every material claim is traceable to primary sources, reviewed on a defined cycle, and authored by identified professionals with named credentials.
CEO & Founder — Top 1% U.S. real estate agent, 20+ years cross-border experience, United States and Portugal
All ARI (Golden Visa) filing procedures, fee schedules, and appointment timelines are sourced against AIMA's published regulatory framework
Investment fund qualification criteria and manager oversight are verified against CMVM's public registry and regulatory guidelines
Family eligibility, residency conditions, and citizenship pathway requirements are sourced against Portuguese immigration statute and its subsequent amendments
Trusted by U.S. Finance Professionals, Entrepreneurs, and Families
“Atrium was the only advisor who understood our exposure from the fund side and could explain it in terms our financial advisor would accept. That alone was worth the engagement.”
“We included my parents in the application. Karen mapped the eligibility rules clearly before we committed — no surprises, no re-filings.”
“The minimum stay requirement was the deciding factor for us. 7 days a year means we can keep our US business and lifestyle intact. Atrium explained this upfront.”
Questions American Investors Ask
What is the minimum investment for a Portugal Golden Visa?+
The minimum investment is €500,000 in a CMVM-regulated investment fund. No real estate purchase is required. Your IRA funds are 100% eligible for this investment.
Can I use my IRA to fund the Golden Visa investment?+
Yes. Individual IRA, joint IRA from both spouses, personal funds, or any combination — all are 100% valid for Golden Visa fund investment. Atrium structures the optimal strategy for your situation.
Can my family be included in the application?+
Yes. Spouse, dependent children, and qualifying parents can all be included on a single €500K investment application. One investment, entire family covered.
How much time do I need to spend in Portugal?+
Only 7 days per year on average. You can keep your US home, business, and lifestyle while maintaining active EU residency.
What does Atrium charge for the consultation?+
The initial consultation is free. 30 minutes, confidential, no commitment. We assess your profile, IRA eligibility, and family situation before any decision.
How long does the Golden Visa process take?+
Timelines depend on documentation readiness and AIMA scheduling. Atrium manages every step — from fund selection through residency card approval — so nothing is missed or delayed.
Ready to start?
Your European Future Begins With One Call
200+ American families. 100% approval rate. Free initial consultation. No commitment.
Or email us: atriumgoldenvisa@gmail.com